Saurabh
These RBI people are on drugs, I tell you. Bunch of crackpots on crack.

The country is facing its largest ever debt crisis and these morons want account number portability. The IFSC code will in any case change when you move to a new bank. All your payees will need to make that change, and register you as a payee with two-factor authentication and the associated song and dance routine that the RBI insists on. How does keeping the same bank account number while changing the IFSC code help anyone?